uob individual banking
uob individual banking
Blog Article
UOB Financial institution gives a number of own banking companies designed to satisfy the economical requirements of people. Down below is an extensive overview to help you realize The real key areas and offerings.
Varieties of Accounts
Discounts Account: This account allows you to get monetary savings when earning interest.
Attributes: Quick access, curiosity earnings, small expenses.
Gains: Safe place for your funds, prospective progress by way of fascination.
Present-day Account: Perfect for daily transactions and managing costs.
Attributes: Checkbook facility, overdraft protection.
Advantages: Hassle-free for regular payments and withdrawals.
Fixed Deposit Account: For those seeking to make greater interest fees around a hard and fast period of time.
Characteristics: Mounted phrase deposits, higher desire premiums when compared to discounts accounts.
Positive aspects: Secure expense option with predictable returns.
Financial loans
Private Loans: Unsecured financial loans that may be used for several needs like education and learning or property renovation.
Kinds:
Installment Financial loans
Credit score Strains
Positive aspects: Flexible repayment conditions, competitive desire charges.
Home Loans: Tailored alternatives for buying assets or refinancing existing home loans.
Kinds:
Fastened Charge Dwelling Bank loan
Floating Level Property Loan
Positive aspects: Different strategies to suit specific needs, eye-catching rates.
Charge cards
UOB presents a range of charge cards catering to unique lifestyles and shelling out patterns:
Rewards Cards: Receive details on each acquire that may be redeemed for gifts or travel miles.
Cashback Cards: Get funds rebates on day to day investing for example groceries and eating out.
Vacation Playing cards: Unique Rewards like air miles accumulation and journey coverage protection.
Expense Providers
For individuals keen on escalating their prosperity through investments:
Unit Trusts * Diversified portfolio managed by experts. * Ideal for prolonged-expression expansion aims.
Structured Deposits * Brings together the characteristics of regular deposits with financial commitment products and solutions. * Potentially higher returns but with some risk associated.
Insurance Products and solutions
To shield you and Your loved ones in opposition to unforeseen activities:
Existence Insurance coverage * Offers financial stability in the event of Loss of life or crucial illness. * Might also serve as a cost savings tool based on the plan preferred.
Wellness Insurance coverage * Handles health care expenditures including hospitalization expenditures. * Essential for mitigating high Health care fees.
Electronic Banking Companies
Comfort at your fingertips as a result of digital platforms:
Internet Banking
Means that you can control your funds on the internet:
Perspective account balances and transaction historical past
Transfer resources among accounts or pay charges
Submit an application for new merchandise (financial loans/credit cards)
Cellular Banking
Banking get more info on-the-go by using mobile applications:
Quick stability checks
Cell payment possibilities (QR code payments)
Notifications & alerts about account exercise
With these thorough choices, UOB aims to supply customized banking answers that cater particularly to personal requirements even though making sure ease and protection in all transactions.